Parent PLUS loans are available to the parents of dependent undergraduate students.
To be eligible to borrow PLUS loans as a parent you must:
- Be a U.S. Citizen or National or Permanent Resident/Other Eligible Non-Citizen
- Be the biological or adoptive parent of the student
- Be the spouse of the student's parent and considered to be a parent in accordance with the instructions on the Free Application for Federal Student Aid (FAFSA) for purposes of reporting income and assets on the FAFSA
- Have made satisfactory arrangements to repay the amount owed after receiving more money than you were eligible to receive from one of the Title IV programs (e.g. Federal Perkins Loan, Federal Pell Grant, a federal student loan)
- Have made satisfactory arrangements to repay the amount owed on any loan you are in default on from one of the Title IV programs (e.g. Federal Perkins Loan, Federal Pell Grant, a federal student loan)
- Have fully repaid to the U.S. Department of Education (ED) or to the loan holder in the case of a Title IV federal student loan, if convicted of, or pled nolo contendere (no contest) or guilty to, a crime involving fraud in obtaining funds under a program authorized under Title IV of the Higher Education Act of 1965, as amended (HEA).
To request a Parent PLUS loan, you must first apply at studentloans.gov
If you wish to borrow funds through the Federal Direct Parent PLUS Program on behalf of your dependent child, please complete this form and return it to the Financial Aid Office.